After, ‘Is it possible?’ the first question in most parents’ minds is, ‘How much will it cost?’
The figures below are provided as a reference for a reasonable budget for a US surrogacy with a professional surrogacy agency.
These figures are estimates.
While there are options that cost less, the level of risk and time required to manage and coordinate all the different moving parts increases. Like all things, there are trade-offs. When you are evaluating other surrogacy programs, and don’t see an item that is included below, ask why.
Every intended parents’ situation is unique.
Call today to work with professional surrogacy advisers that will help you figure out how to minimize your costs and minimize your risks while maximizing your chances of a healthy, successful surrogacy journey.
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| Item | Budget | Notes |
|---|---|---|
| Agency Fees | ||
| Agency Fees | $25,000 | Payments are made upon match and upon completion of legal contracts. |
| Home evaluation | Included | |
| Surrogate sourcing & management | Included | |
| OB/GYN management | Included | |
| TOTAL | $25,000 | |
| Legal (Fixed Costs) | ||
| Parent Attorney Fee | $2,750 | |
| Surrogate Attorney Fee | $1,500 | |
| Birth Arrangements Prebirth order or Parental Rights Agreement |
$6,500 | This amount includes $500 for the surrogate attorney. |
| Escrow Account Management | $1.750 | Required by law. |
| Surrogate Travel Allowance | $250 | |
| TOTAL | $12,750 | |
| Other Professional Fees (Fixed Costs) | ||
| Psychological Screening | $1,000 | |
| Psychological Support Fee | $2,500 | Surrogate support throughout the process is provided. |
| Criminal Background and Medical Record Check | $500 | |
| Healthcare Insurance Verification | $1,250 | Legal compliance requires a full review of surrogate’s insurance by a professional insurance agent. |
| TOTAL | $5,250 | |
| Insurance (Variable) | ||
| Surrogate Life Insurance | $500-$1,000 | $1,000 maximum, $250,000 benefit |
| Surrogate Health Insurance | $15,500-$19,500 | On average, the premium is $600 – $700 per month plus $6,000 out of pocket deductable |
| Newborn Medical Cost | $3,000 – $5,000 | If you have health insurance, you may add the baby to your own insurance. |
| TOTAL | $19,000-$25,500 | Insurance costs will be paid from trust account. |
| Surrogate Compensation | Fixed, but can vary by surrogate | |
| Base Compensation | $40,000 | First time surrogate’s base compensation is typically $40,000. Experienced surrogate’s compensation is higher. |
| Surrogate Travel Reimbursement | $2,700 – $3,500 | Reimbursement for the medical screen is $100. Each trip afterwards ranges from $50 to $100, depending on distance. |
| Maternity Clothing Allowance | $800 – $1,000 | The clothing allowance depends on single vs multiple pregnancy. |
| Monthly Expense Allowance | $4,500 | $300 monthly for 10 months. This covers parking fees, medication, toll roads, etc. |
| Full Participation Bonus | $500 | Upon signing Gestational Surrogate Agreement (GSA) |
| Housekeeping / Childcare | $3,000-$4,000 | Provided during the last trimester. |
| IVF Transfer Fee | $1,000 | Per cycle. |
| Injection Medication Fee | $500 | Per cycle. |
| TOTAL | $54,750 | Paid from trust account. |
| Miscellaneous Costs | ||
| Lost Wages | Varies | If employed, surrogate is paid for lost time from physician ordered bed rest. |
| Surrogate child care and housekeeping assistance | Varies | Per day. |
| Multiple Pregnancy Bonus | $5,000 | |
| Cesarean Section | $3,500 | |
| Hysterectomy Fee | $5,000 | |
| Invasive Procedure Fee | $500 | |
| Dropped Cycle Fee | $500 | |
| Breast Milk Pumping | $200 | Per week. |
| Mock Cycle Fee | $250 |
While this is an exhaustive list of all the items that are involved in a surrogacy, keep in mind each journey is unique, and it is not unusual for new items to surface. That’s why it’s valuable to work with an agency like Omega, that has the experience and creative problem solving skills to ensure a successful surrogacy.
There are ways to save and lower your budget! Contact our surrogacy advisers to find out how.
